A: This is a difficult question to answer, and it depends on the type of claim, the degree of injury, and the position of the insurance company/defense lawyer. Claimants and the insurance companies usually disagree about the value of a claim. Therefore, sometimes we have to file lawsuits to get the attention of the insurance company and force it to seriously consider your claim. We must file before the statute of limitations expires and depending on the court, your claim could take from eight months to two years to get to trial. Remember, if you want to settle quickly, it gives the insurance company the upper hand. Insurance companies are reluctant to settle claims for what they consider to be minor car accidents. They are especially reluctant to settle claims for medical malpractice and products liability, and those cases almost always end up in court.